Flat-rate for self-employed workers: how to reduce startup costs

What is the flat-rate?

This is a measure that reduces the monthly Social Security contribution for new self-employed workers. Instead of paying the standard rate from day one, a lower fixed fee applies during the initial months to reduce financial pressure.

How much and for how long?

In 2025, the flat-rate remains at 80 euros per month for the first 12 months. If net income stays below the Minimum Wage (SMI) at the end of that period, the discount may be extended for another 12 months, up to a total of 24 months.

Who can benefit?

The flat-rate is available to:

• People who haven’t been registered as self-employed for the past 2 years.

• If they already benefited from this in the past, the waiting period extends to 3 years.

• In some cases, corporate freelancers or collaborators may also qualify.

What happens after the discount?

Once the flat-rate period ends, the contribution is adjusted based on the freelancer’s actual net income, under the current income-based contribution system.

It’s important to note that you won’t lose the benefit for having high income. The only limit is for the second period (months 13–24), which requires income to remain under the minimum wage.

How do I apply?

You can apply for the flat-rate when registering as self-employed, by selecting the corresponding option on form TA.0521. No additional paperwork is required if you meet the conditions.

Is it compatible with other support?

Yes. In addition to the national scheme, many regional governments offer complementary incentives:

• Extended discounts, up to 36 months in some areas.

• Further reductions or even full exemptions (known as “zero quota”).

• Direct grants to cover setup costs.

• Additional support for young people, women, rural entrepreneurs, people with disabilities, or the long-term unemployed.